:root{--bg:#0b1020;--brand:#4b6cb7;--brand2:#182848;--ink:#0b1020;--ink2:#3a4155;--paper:#ffffff;--muted:#6b7280;--radius:14px;--shadow:0 10px 30px rgba(0,0,0,.15)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.site-header{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;background:linear-gradient(90deg,var(--brand),var(--brand2));color:#fff;position:sticky;top:0;z-index:10}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;letter-spacing:.2px}
.brand:hover{text-decoration:none;opacity:.95}
.logo{display:block}
.site-nav{display:flex;gap:18px;align-items:center}
.site-nav a{color:#fff;opacity:.95}
.site-nav .cta{padding:10px 14px;border-radius:999px;background:#fff;color:var(--brand)}
.nav-toggle{display:none;background:#fff;border:none;border-radius:8px;padding:8px 12px}
.hero{background:radial-gradient(1200px 500px at 10% -10%, #cfe0ff 0%, rgba(207,224,255,0) 60%),linear-gradient(180deg,#f7f9ff, #ffffff);padding:80px 20px}
.hero-inner{max-width:1000px;margin:0 auto;text-align:center}
.hero h1{font-size:clamp(28px,5vw,48px);margin:0 0 8px}
.hero p{color:var(--ink2);margin:0 0 20px}
.hero-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 18px;border-radius:12px;background:var(--brand);color:#fff;font-weight:600;border:1px solid transparent}
.btn:hover{text-decoration:none;filter:brightness(1.05)}
.btn.ghost{background:transparent;border-color:var(--brand);color:var(--brand)}
.features{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;max-width:1000px;margin:30px auto;padding:0 20px}
.features article{background:#fff;border:1px solid #eef2ff;border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}
.panel{max-width:900px;margin:40px auto;padding:24px;border-radius:var(--radius);background:#f6f8ff}
.checklist{columns:2;gap:30px}
.testimonials{max-width:900px;margin:40px auto;padding:0 20px}
.testimonials .cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
blockquote{margin:0;padding:18px;border-left:4px solid var(--brand);background:#f8f9ff;border-radius:8px}
.disclaimer{color:var(--muted);font-size:14px;margin-top:8px}
main.narrow{max-width:900px;margin:0 auto;padding:20px}
.lede{color:var(--ink2)}
.price-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:20px 0}
.card{border:1px solid #eef2ff;border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}
.price{font-weight:800}
.columns{columns:2}
.contact-form{display:grid;gap:12px;margin:10px 0 24px}
.contact-form label{display:grid;gap:6px}
input,textarea{padding:12px;border:1px solid #d8def0;border-radius:10px;font:inherit}
input:focus,textarea:focus{outline:3px solid #cfe0ff;border-color:#9bb8ff}
.agree{display:flex;align-items:flex-start;gap:10px}
.site-footer{margin-top:50px;padding:24px 20px;text-align:center;color:#fff;background:linear-gradient(90deg,var(--brand),var(--brand2))}
.site-footer p{margin:5px auto;max-width:1100px}
.site-footer a{color:#fff;text-decoration:underline;text-decoration-color:rgba(255,255,255,.45);text-underline-offset:3px}
.site-footer a:hover{text-decoration-color:#fff}
.sms-consent{padding:14px;border:1px solid #d8def0;border-radius:12px;background:#f8f9ff}
.sms-consent label{font-size:14px;line-height:1.55}
.form-note{color:var(--muted);font-size:14px}

/* Legal pages use a restrained archival layout to keep dense material readable. */
.legal-page{background:#f1efe9;color:#18202b}
.legal-shell{display:grid;grid-template-columns:minmax(260px,340px) minmax(0,780px);gap:clamp(36px,7vw,110px);max-width:1280px;margin:0 auto;padding:clamp(46px,8vw,100px) 24px 80px;align-items:start}
.legal-index{position:sticky;top:105px;padding:8px 0 28px;border-top:6px solid #182848}
.legal-kicker,.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:800;color:#4b6cb7}
.legal-index h1{font-size:clamp(38px,5vw,70px);line-height:.94;letter-spacing:-.055em;margin:24px 0 18px;max-width:7ch}
.effective-date{font-size:13px;color:#697182;border-bottom:1px solid #c9c5ba;padding-bottom:24px}
.legal-index nav{display:grid;margin-top:22px}
.legal-index nav a{padding:9px 0;color:#3a4155;border-bottom:1px solid rgba(24,40,72,.12);font-size:14px}
.legal-index nav a:hover{color:#182848;text-decoration:none;padding-left:6px}
.legal-document{background:#fffdf8;box-shadow:0 24px 70px rgba(43,48,58,.12);border:1px solid #dedad0;padding:clamp(26px,6vw,72px);counter-reset:legal-section}
.legal-intro{padding-bottom:52px;border-bottom:1px solid #d8d4ca}
.legal-intro h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(36px,5vw,62px);font-weight:400;line-height:1.02;letter-spacing:-.035em;margin:15px 0 24px;color:#182848}
.legal-document section{position:relative;padding:52px 0 8px;border-bottom:1px solid #dedad0;scroll-margin-top:90px}
.legal-document section:last-child{border-bottom:0}
.legal-document h2{font-size:clamp(25px,3vw,35px);line-height:1.15;letter-spacing:-.025em;margin:0 0 20px;color:#182848}
.legal-document h3{font-size:17px;margin:30px 0 8px;color:#253455}
.legal-document p,.legal-document li{color:#404857}
.legal-document li+li{margin-top:9px}
.legal-document a{text-decoration:underline;text-underline-offset:3px}
.section-number{display:block;font-family:Georgia,'Times New Roman',serif;font-style:italic;color:#8a7c62;font-size:14px;margin-bottom:10px}
.notice-card{margin-top:30px;padding:20px 22px;border-left:5px solid #b48855;background:#f4eee4;color:#3c352d}
.sms-rule{margin:24px -18px;padding:18px;border:1px solid #b9c7e6;background:#eef3fc}
.sms-rule p{margin:0;color:#253455}
.sms-program-grid{display:grid;grid-template-columns:1fr 1fr;border:1px solid #d2cdc2;margin:28px 0 36px}
.sms-program-grid div{display:grid;gap:5px;padding:18px;border-bottom:1px solid #d2cdc2}
.sms-program-grid div:nth-child(odd){border-right:1px solid #d2cdc2}
.sms-program-grid div:nth-last-child(-n+2){border-bottom:0}
.sms-program-grid span{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#767061}
.sms-program-grid strong{font-size:14px;color:#253455}
.contact-seal{margin-top:50px!important;padding:36px!important;background:#182848;color:#fff;border:0!important}
.contact-seal h2,.contact-seal p,.contact-seal address,.contact-seal a{color:#fff}
.contact-seal address{font-style:normal;line-height:1.8}
.contact-seal .eyebrow{color:#c7d7fa}
.legal-document .hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.legal-document .btn{text-decoration:none}
.legal-document .btn.ghost{color:#253455;background:transparent;border-color:#aeb8cd}
.legal-document .btn.ghost:hover{color:#fff;background:#253455;border-color:#253455}
.service-list{display:grid;gap:0;border-top:1px solid #d8d4ca}
.service-list article{display:grid;grid-template-columns:minmax(170px,.8fr) 1.2fr;gap:28px;padding:22px 0;border-bottom:1px solid #d8d4ca}
.service-list h3,.service-list p{margin:0}
.legal-document .price-cards{grid-template-columns:1fr;margin-top:28px;gap:0;border-top:1px solid #d8d4ca}
.legal-document .card{border:0;border-bottom:1px solid #d8d4ca;border-radius:0;box-shadow:none;padding:22px 0;display:grid;grid-template-columns:minmax(180px,.8fr) minmax(120px,.45fr) 1fr;gap:24px;align-items:baseline}
.legal-document .card h3,.legal-document .card p{margin:0}
.legal-document .price{color:#253455;font-family:Georgia,'Times New Roman',serif;font-style:italic}
.section-action{margin-top:32px}
.quote-list{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
.quote-list blockquote{margin:0;padding:24px;border-top:4px solid #182848;background:#f4f0e8}
.quote-list blockquote p{font-family:Georgia,'Times New Roman',serif;font-size:20px;line-height:1.45;color:#253455}
.quote-list cite{color:#697182;font-size:13px}
.legal-document details{border-top:1px solid #d8d4ca;padding:18px 0}
.legal-document details:last-of-type{border-bottom:1px solid #d8d4ca}
.legal-document summary{cursor:pointer;font-weight:800;color:#253455}
.legal-document details p{margin:14px 0 4px}
.legal-document .contact-form{margin-top:28px;gap:18px}
.legal-document .contact-form>label{font-size:14px;font-weight:600;color:#253455}
.legal-document input,.legal-document textarea{background:#fffdf8;border-color:#c9c5ba;border-radius:2px}
.legal-document input:focus,.legal-document textarea:focus{outline:3px solid #c7d7fa;border-color:#4b6cb7}
.legal-document .agree label{font-weight:400;color:#404857}
.legal-document .sms-consent{border-radius:0;border-color:#d2cdc2;background:#f4f0e8}
@media (max-width:800px){
  .site-nav{position:absolute;right:10px;top:60px;background:#1f2f5f;padding:12px;border-radius:12px;display:none;flex-direction:column;min-width:180px;box-shadow:var(--shadow)}
  .site-nav.show{display:flex}
  .nav-toggle{display:block}
  .brand span{max-width:220px;font-size:13px;line-height:1.15}
  .legal-shell{grid-template-columns:1fr;padding-top:40px;gap:30px}
  .legal-index{position:static}
  .legal-index h1{max-width:12ch}
  .legal-index nav{grid-template-columns:1fr 1fr;gap:0 18px}
  .legal-document{padding:28px 22px}
  .service-list article,.legal-document .card{grid-template-columns:1fr;gap:8px}
  .quote-list{grid-template-columns:1fr}
  .sms-program-grid{grid-template-columns:1fr}
  .sms-program-grid div,.sms-program-grid div:nth-child(odd),.sms-program-grid div:nth-last-child(-n+2){border-right:0;border-bottom:1px solid #d2cdc2}
  .sms-program-grid div:last-child{border-bottom:0}
}